<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:3c82b196-8efe-4ea0-b244-b2339fab2db2,g:d08b2aff-1536-4ae5-a4b4-d74b5c563f3a-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.chime.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="chym-20250930.xsd#CONDENSEDCONSOLIDATEDBALANCESHEETS"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/CONDENSEDCONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_b8b97a00-ca64-421f-a4b0-e52e1a23a2d7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_dceb3458-30f4-4229-b26d-2e0d2c51a62d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_b8b97a00-ca64-421f-a4b0-e52e1a23a2d7" xlink:to="loc_us-gaap_PreferredStockValue_dceb3458-30f4-4229-b26d-2e0d2c51a62d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_84c1e846-a394-4c0c-a8ae-35b06646bd4b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_b8b97a00-ca64-421f-a4b0-e52e1a23a2d7" xlink:to="loc_us-gaap_CommonStockValue_84c1e846-a394-4c0c-a8ae-35b06646bd4b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_8b87074f-9615-43cc-83af-3c3cbe32a7b0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_b8b97a00-ca64-421f-a4b0-e52e1a23a2d7" xlink:to="loc_us-gaap_AdditionalPaidInCapital_8b87074f-9615-43cc-83af-3c3cbe32a7b0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_e4268129-17d8-4cc1-ac3a-6fc457775ef7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_b8b97a00-ca64-421f-a4b0-e52e1a23a2d7" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_e4268129-17d8-4cc1-ac3a-6fc457775ef7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_5c78ca68-13ce-4c74-8724-51f7f6645050" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_b8b97a00-ca64-421f-a4b0-e52e1a23a2d7" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_5c78ca68-13ce-4c74-8724-51f7f6645050" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_14936d2a-1abb-4130-b382-617bd77c0858" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_c0fa0623-f3ff-467b-9ace-1bf55c3169ce" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_14936d2a-1abb-4130-b382-617bd77c0858" xlink:to="loc_us-gaap_Liabilities_c0fa0623-f3ff-467b-9ace-1bf55c3169ce" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_60a9a8dc-1a93-4d04-a28a-bc1edf24736d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_14936d2a-1abb-4130-b382-617bd77c0858" xlink:to="loc_us-gaap_CommitmentsAndContingencies_60a9a8dc-1a93-4d04-a28a-bc1edf24736d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_88550538-f36b-4c01-9876-6340f09f1ce9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_14936d2a-1abb-4130-b382-617bd77c0858" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_88550538-f36b-4c01-9876-6340f09f1ce9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_c1cbadcb-ae24-4167-baef-2cb5809fcd29" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_14936d2a-1abb-4130-b382-617bd77c0858" xlink:to="loc_us-gaap_StockholdersEquity_c1cbadcb-ae24-4167-baef-2cb5809fcd29" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_cd92e2d8-a941-4ce4-920b-6d32d76e8713" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_cd92e2d8-a941-4ce4-920b-6d32d76e8713" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_fe2840a8-8a87-4ac2-a7bb-79d60a5825b9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_fe2840a8-8a87-4ac2-a7bb-79d60a5825b9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_890bfd06-aa98-4b40-9944-9dc76dd83f18" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_890bfd06-aa98-4b40-9944-9dc76dd83f18" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_ProductCollateralCurrent_c0aeb51c-afc4-4e43-8541-ca0bd08c3903" xlink:href="chym-20250930.xsd#chym_ProductCollateralCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:to="loc_chym_ProductCollateralCurrent_c0aeb51c-afc4-4e43-8541-ca0bd08c3903" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_5cd1a8a0-b555-4168-bbc8-6c2e75984d15" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountsReceivableNetCurrent"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:to="loc_us-gaap_AccountsReceivableNetCurrent_5cd1a8a0-b555-4168-bbc8-6c2e75984d15" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_4c4a9f0e-a318-4d21-a00a-fcb7c28d8c0e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_4c4a9f0e-a318-4d21-a00a-fcb7c28d8c0e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_cc04ebed-793e-4f59-b7d1-29bb731a16f1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_3cf893ee-81b5-43a9-af31-edac73d9d9a6" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_cc04ebed-793e-4f59-b7d1-29bb731a16f1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_4af279cf-d3ff-4c90-b5ce-abf389537794" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_d23215eb-a0b7-429a-b5e3-91b055a9c5ff" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_4af279cf-d3ff-4c90-b5ce-abf389537794" xlink:to="loc_us-gaap_LiabilitiesCurrent_d23215eb-a0b7-429a-b5e3-91b055a9c5ff" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_fb4708fd-87dd-4bf8-83fb-56e870beb21c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseLiabilityNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_4af279cf-d3ff-4c90-b5ce-abf389537794" xlink:to="loc_us-gaap_OperatingLeaseLiabilityNoncurrent_fb4708fd-87dd-4bf8-83fb-56e870beb21c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_e2c2d3af-0fff-40bf-b2f6-cb0ba35e4236" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_4af279cf-d3ff-4c90-b5ce-abf389537794" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_e2c2d3af-0fff-40bf-b2f6-cb0ba35e4236" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_3092d700-4b44-47e1-b53d-362128727708" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_1c07ec53-6d81-464d-9150-9a6081134d63" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_3092d700-4b44-47e1-b53d-362128727708" xlink:to="loc_us-gaap_AssetsCurrent_1c07ec53-6d81-464d-9150-9a6081134d63" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_c9f38c2c-7042-445b-b98d-c0177ba4bbc6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_3092d700-4b44-47e1-b53d-362128727708" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_c9f38c2c-7042-445b-b98d-c0177ba4bbc6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_c56d7dff-46cd-409d-9273-b41e8b10681a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_3092d700-4b44-47e1-b53d-362128727708" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_c56d7dff-46cd-409d-9273-b41e8b10681a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_ac84f17f-e57d-4b3d-9a92-abd8721613f4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssets"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_3092d700-4b44-47e1-b53d-362128727708" xlink:to="loc_us-gaap_OtherAssets_ac84f17f-e57d-4b3d-9a92-abd8721613f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_2bff0337-8726-4279-a4a9-74cce384a14c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableCurrent_4f408065-bae5-424a-a3cb-4eb4c8fc2a29" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountsPayableCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_2bff0337-8726-4279-a4a9-74cce384a14c" xlink:to="loc_us-gaap_AccountsPayableCurrent_4f408065-bae5-424a-a3cb-4eb4c8fc2a29" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e2802a59-25c4-475c-862a-d5c6e8f07647" xlink:href="chym-20250930.xsd#chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_2bff0337-8726-4279-a4a9-74cce384a14c" xlink:to="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e2802a59-25c4-475c-862a-d5c6e8f07647" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitiesCurrent_bd62c95b-d983-46de-a164-6e9d807d27fa" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeLiabilitiesCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_2bff0337-8726-4279-a4a9-74cce384a14c" xlink:to="loc_us-gaap_DerivativeLiabilitiesCurrent_bd62c95b-d983-46de-a164-6e9d807d27fa" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="simple" xlink:href="chym-20250930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONS"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_560c9216-241f-4e93-9310-f665b53cda2c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GrossProfit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_fc379a27-1e9e-42c6-890a-e3fcfb909d0f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Revenues"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_GrossProfit_560c9216-241f-4e93-9310-f665b53cda2c" xlink:to="loc_us-gaap_Revenues_fc379a27-1e9e-42c6-890a-e3fcfb909d0f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSold_f076c0bc-551e-411d-8207-7948031c8dfc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CostOfGoodsAndServicesSold"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_GrossProfit_560c9216-241f-4e93-9310-f665b53cda2c" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSold_f076c0bc-551e-411d-8207-7948031c8dfc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_8a6f9376-da76-4f49-a533-b8ae79eaea7e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_34efc4fa-39ac-4908-8944-0619d0238feb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GrossProfit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_8a6f9376-da76-4f49-a533-b8ae79eaea7e" xlink:to="loc_us-gaap_GrossProfit_34efc4fa-39ac-4908-8944-0619d0238feb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_ce1c7abc-2791-47b4-ac54-56a7a667b206" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingExpenses"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_8a6f9376-da76-4f49-a533-b8ae79eaea7e" xlink:to="loc_us-gaap_OperatingExpenses_ce1c7abc-2791-47b4-ac54-56a7a667b206" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_c1062a3e-4170-4c0e-a31e-537d581bf6fa" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_6efee347-fcd4-463c-a095-c11319535de6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_c1062a3e-4170-4c0e-a31e-537d581bf6fa" xlink:to="loc_us-gaap_OperatingIncomeLoss_6efee347-fcd4-463c-a095-c11319535de6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_da38b01a-aa46-4982-80c1-049678082d69" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherNonoperatingIncomeExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_c1062a3e-4170-4c0e-a31e-537d581bf6fa" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpense_da38b01a-aa46-4982-80c1-049678082d69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_a0fee33f-a068-464d-a362-a4859a9332e1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_TransactionAndRiskLosses_2e707d03-273e-4f32-b24f-c5f58c5a39a5" xlink:href="chym-20250930.xsd#chym_TransactionAndRiskLosses"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_a0fee33f-a068-464d-a362-a4859a9332e1" xlink:to="loc_chym_TransactionAndRiskLosses_2e707d03-273e-4f32-b24f-c5f58c5a39a5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_MemberSupportAndOperations_409ebb03-16bd-4514-8248-4fdb2ce675da" xlink:href="chym-20250930.xsd#chym_MemberSupportAndOperations"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_a0fee33f-a068-464d-a362-a4859a9332e1" xlink:to="loc_chym_MemberSupportAndOperations_409ebb03-16bd-4514-8248-4fdb2ce675da" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SellingAndMarketingExpense_13a38352-7066-471f-93a7-644bdf946d9d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SellingAndMarketingExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_a0fee33f-a068-464d-a362-a4859a9332e1" xlink:to="loc_us-gaap_SellingAndMarketingExpense_13a38352-7066-471f-93a7-644bdf946d9d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResearchAndDevelopmentExpense_2cba4423-90b8-44ba-913f-f79bb4a560fe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ResearchAndDevelopmentExpense"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_a0fee33f-a068-464d-a362-a4859a9332e1" xlink:to="loc_us-gaap_ResearchAndDevelopmentExpense_2cba4423-90b8-44ba-913f-f79bb4a560fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_49e1c473-52df-4589-9eb9-341a63810b49" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_a0fee33f-a068-464d-a362-a4859a9332e1" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_49e1c473-52df-4589-9eb9-341a63810b49" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_DepreciationDepletionAndAmortizationExcludingDeprecationIncludedInCostOfSales_2ae26d4a-90d7-42e5-8f88-c7e97a1cdffb" xlink:href="chym-20250930.xsd#chym_DepreciationDepletionAndAmortizationExcludingDeprecationIncludedInCostOfSales"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_a0fee33f-a068-464d-a362-a4859a9332e1" xlink:to="loc_chym_DepreciationDepletionAndAmortizationExcludingDeprecationIncludedInCostOfSales_2ae26d4a-90d7-42e5-8f88-c7e97a1cdffb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_49d5d8a1-024f-47fa-9db1-c3f8fb23832b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_c3648901-211e-4f0d-a5c9-593325a6d179" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_49d5d8a1-024f-47fa-9db1-c3f8fb23832b" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_c3648901-211e-4f0d-a5c9-593325a6d179" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_d015e515-6c79-43f8-9e89-e35f491a040f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_49d5d8a1-024f-47fa-9db1-c3f8fb23832b" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_d015e515-6c79-43f8-9e89-e35f491a040f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMELOSS" xlink:type="simple" xlink:href="chym-20250930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMELOSS"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMELOSS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_8230b8aa-7fe7-4251-8cf5-7620d920372d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_eb254321-ceca-4427-be7f-c16cf8e455bf" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_8230b8aa-7fe7-4251-8cf5-7620d920372d" xlink:to="loc_us-gaap_NetIncomeLoss_eb254321-ceca-4427-be7f-c16cf8e455bf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_8835bd05-b52b-41c7-81dc-223b879cfb59" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_8230b8aa-7fe7-4251-8cf5-7620d920372d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_8835bd05-b52b-41c7-81dc-223b879cfb59" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_8a4a75a6-3e8d-4d89-a41f-d25c2e1c9ab3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_8230b8aa-7fe7-4251-8cf5-7620d920372d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_8a4a75a6-3e8d-4d89-a41f-d25c2e1c9ab3" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="chym-20250930.xsd#CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/CONDENSEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_ec7b3847-2cba-4614-8934-c9e929bda632" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_ec7b3847-2cba-4614-8934-c9e929bda632" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_59c862cb-5162-44ee-a3a4-29a513ffb955" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_59c862cb-5162-44ee-a3a4-29a513ffb955" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities_24793c13-7a3c-4cb0-9314-0e7393490330" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfMarketableSecurities_24793c13-7a3c-4cb0-9314-0e7393490330" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireFinanceReceivables_a11fa5ff-1959-43b6-9b01-cd79ce31e3f4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireFinanceReceivables"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_PaymentsToAcquireFinanceReceivables_a11fa5ff-1959-43b6-9b01-cd79ce31e3f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndCollectionOfFinanceReceivables_fd79a163-c7b1-4859-9669-fc45268c6eae" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromSaleAndCollectionOfFinanceReceivables"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_ProceedsFromSaleAndCollectionOfFinanceReceivables_fd79a163-c7b1-4859-9669-fc45268c6eae" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_a234b2d0-a1fa-4bd0-812a-5418602edd25" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_a234b2d0-a1fa-4bd0-812a-5418602edd25" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForSoftware_b94510b2-e72f-4531-88c3-e62ee7bb4873" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForSoftware"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_PaymentsForSoftware_b94510b2-e72f-4531-88c3-e62ee7bb4873" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_fbf2016b-6eb4-437e-9cbc-7af6b10b83ef" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_651847e1-8b91-436c-accd-5464bec031bb" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_fbf2016b-6eb4-437e-9cbc-7af6b10b83ef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_a1111526-c10c-49c7-8e4c-a2898403ab05" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_14eed684-2d4f-4293-95bd-e3f8fcd22e45" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_a1111526-c10c-49c7-8e4c-a2898403ab05" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_14eed684-2d4f-4293-95bd-e3f8fcd22e45" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceInitialPublicOffering_826fe6bc-d50b-404e-8b43-ac522974339a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromIssuanceInitialPublicOffering"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_a1111526-c10c-49c7-8e4c-a2898403ab05" xlink:to="loc_us-gaap_ProceedsFromIssuanceInitialPublicOffering_826fe6bc-d50b-404e-8b43-ac522974339a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_cf303d2e-efba-4284-bda4-624af8a483b5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_a1111526-c10c-49c7-8e4c-a2898403ab05" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_cf303d2e-efba-4284-bda4-624af8a483b5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_48d74d4e-0627-4bea-ae67-457428376e5d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_a1111526-c10c-49c7-8e4c-a2898403ab05" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_48d74d4e-0627-4bea-ae67-457428376e5d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_8d911f88-db42-433a-9b6b-82f917806157" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_a1111526-c10c-49c7-8e4c-a2898403ab05" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_8d911f88-db42-433a-9b6b-82f917806157" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_0a615eaf-401f-4fb1-b550-096e3e356969" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_70b8ac54-1bc9-48b5-aa93-edafccceb6fe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_0a615eaf-401f-4fb1-b550-096e3e356969" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_70b8ac54-1bc9-48b5-aa93-edafccceb6fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_13a17b41-686f-4435-b163-b7fde22ff10e" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_0a615eaf-401f-4fb1-b550-096e3e356969" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_13a17b41-686f-4435-b163-b7fde22ff10e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_ec99f512-5ea8-40b9-b391-ac1dabbfece8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_5810e277-0086-49f5-b417-e86b3de9f92d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_ec99f512-5ea8-40b9-b391-ac1dabbfece8" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_5810e277-0086-49f5-b417-e86b3de9f92d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3f6c70f9-f765-463a-9e39-4c7a4058c425" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_ec99f512-5ea8-40b9-b391-ac1dabbfece8" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_3f6c70f9-f765-463a-9e39-4c7a4058c425" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2f3c64d5-32b4-46ec-91af-52b202c28be3" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_ec99f512-5ea8-40b9-b391-ac1dabbfece8" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2f3c64d5-32b4-46ec-91af-52b202c28be3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_f6d8aede-20e1-40af-a066-1dab2b77af82" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_NetIncomeLoss_f6d8aede-20e1-40af-a066-1dab2b77af82" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_cf9e225b-991a-44ed-bb71-a121c7b1699d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_cf9e225b-991a-44ed-bb71-a121c7b1699d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_NoncashLeaseExpense_632c7b1e-019d-4465-8b72-60cb9958539d" xlink:href="chym-20250930.xsd#chym_NoncashLeaseExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_chym_NoncashLeaseExpense_632c7b1e-019d-4465-8b72-60cb9958539d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_1c738e41-c172-4ee0-b13e-dbd9b2aa0aad" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_ShareBasedCompensation_1c738e41-c172-4ee0-b13e-dbd9b2aa0aad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashContributionExpense_83486f4d-c4f3-48ab-806f-72c0305e5a8b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NoncashContributionExpense"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_NoncashContributionExpense_83486f4d-c4f3-48ab-806f-72c0305e5a8b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_ProvisionForTransactionDisputeLosses_d0aeedb5-9f39-402d-8c3d-33f9309cd654" xlink:href="chym-20250930.xsd#chym_ProvisionForTransactionDisputeLosses"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_chym_ProvisionForTransactionDisputeLosses_d0aeedb5-9f39-402d-8c3d-33f9309cd654" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_FairValueAdjustmentOfDerivativeLiability_99b07bc9-c754-4227-bea9-ab592295de7d" xlink:href="chym-20250930.xsd#chym_FairValueAdjustmentOfDerivativeLiability"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_chym_FairValueAdjustmentOfDerivativeLiability_99b07bc9-c754-4227-bea9-ab592295de7d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForDoubtfulAccounts_2ef6a6f3-c844-4efd-8567-112bf2d3370c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ProvisionForDoubtfulAccounts"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_ProvisionForDoubtfulAccounts_2ef6a6f3-c844-4efd-8567-112bf2d3370c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetImpairmentCharges_7c4327e2-b94d-41a4-b7ba-500e56f2fbd6" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetImpairmentCharges"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_AssetImpairmentCharges_7c4327e2-b94d-41a4-b7ba-500e56f2fbd6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfDebtDiscountPremium_9cf35f81-4833-4363-a858-e571be0489cc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AmortizationOfDebtDiscountPremium"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_AmortizationOfDebtDiscountPremium_9cf35f81-4833-4363-a858-e571be0489cc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingActivitiesCashFlowStatement_fb13576c-8e81-4140-9e83-c2141b2b6254" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_OtherOperatingActivitiesCashFlowStatement_fb13576c-8e81-4140-9e83-c2141b2b6254" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_IncreaseDecreaseInProductCollateral_65dc56b7-f17d-43ee-9979-91963ece1a6a" xlink:href="chym-20250930.xsd#chym_IncreaseDecreaseInProductCollateral"/>
    <link:calculationArc order="12" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_chym_IncreaseDecreaseInProductCollateral_65dc56b7-f17d-43ee-9979-91963ece1a6a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_01739f3a-9d00-4e6f-9ecb-c805f0a7e270" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:calculationArc order="13" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_01739f3a-9d00-4e6f-9ecb-c805f0a7e270" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_9583af94-96b1-40a7-b14a-8fea13e26551" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
    <link:calculationArc order="14" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_9583af94-96b1-40a7-b14a-8fea13e26551" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayable_dbbd5676-67e0-4789-a4b2-c0877ad99f3c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccountsPayable"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayable_dbbd5676-67e0-4789-a4b2-c0877ad99f3c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_5a52a203-bf7d-47bc-b916-895a6f15c925" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities"/>
    <link:calculationArc order="16" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities_5a52a203-bf7d-47bc-b916-895a6f15c925" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingLeaseLiability_5d97cb8c-125d-424e-a19b-7ad2b26b5c38" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInOperatingLeaseLiability"/>
    <link:calculationArc order="17" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingLeaseLiability_5d97cb8c-125d-424e-a19b-7ad2b26b5c38" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_d659ade0-2dab-4a05-9030-c70778619c8b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_IncreaseDecreaseInDerivativeLiabilities"/>
    <link:calculationArc order="18" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_3be6b6be-6223-44f7-8151-c872541ccca7" xlink:to="loc_us-gaap_IncreaseDecreaseInDerivativeLiabilities_d659ade0-2dab-4a05-9030-c70778619c8b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/BASISOFPRESENTATIONANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESScheduleofAccountsReceivableDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#BASISOFPRESENTATIONANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESScheduleofAccountsReceivableDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/BASISOFPRESENTATIONANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESScheduleofAccountsReceivableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_dac08da0-2ca4-4509-b890-5ddd08c07c14" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccountsReceivableNetCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_AccountsReceivableAfterAllowanceForCreditLossDueFromBankPartnersCurrent_784b2193-a523-4555-9c64-21d7d9c36187" xlink:href="chym-20250930.xsd#chym_AccountsReceivableAfterAllowanceForCreditLossDueFromBankPartnersCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_dac08da0-2ca4-4509-b890-5ddd08c07c14" xlink:to="loc_chym_AccountsReceivableAfterAllowanceForCreditLossDueFromBankPartnersCurrent_784b2193-a523-4555-9c64-21d7d9c36187" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_AccountsReceivableAfterAllowanceForCreditLossNetworkIncentiveCurrent_c27efebf-3358-4690-ac98-a7dc323a7e8c" xlink:href="chym-20250930.xsd#chym_AccountsReceivableAfterAllowanceForCreditLossNetworkIncentiveCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_dac08da0-2ca4-4509-b890-5ddd08c07c14" xlink:to="loc_chym_AccountsReceivableAfterAllowanceForCreditLossNetworkIncentiveCurrent_c27efebf-3358-4690-ac98-a7dc323a7e8c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_ca5b4ab0-0337-46c8-9699-2d7fef383b27" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherReceivables"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AccountsReceivableNetCurrent_dac08da0-2ca4-4509-b890-5ddd08c07c14" xlink:to="loc_us-gaap_OtherReceivables_ca5b4ab0-0337-46c8-9699-2d7fef383b27" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/FAIRVALUEMEASUREMENTScheduleofAssetsandLiabilitiesMeasuredatFairValueDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#FAIRVALUEMEASUREMENTScheduleofAssetsandLiabilitiesMeasuredatFairValueDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/FAIRVALUEMEASUREMENTScheduleofAssetsandLiabilitiesMeasuredatFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_71cdb671-1289-4be6-9999-2b0d2977b277" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_efdc3d0d-aed4-4c7c-a755-b9a9648ba3d0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_71cdb671-1289-4be6-9999-2b0d2977b277" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_efdc3d0d-aed4-4c7c-a755-b9a9648ba3d0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_a1ea0b9b-0f19-4c66-ac24-6812d9cae55b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_71cdb671-1289-4be6-9999-2b0d2977b277" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_a1ea0b9b-0f19-4c66-ac24-6812d9cae55b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_f9392b3c-25cf-48bd-9a62-4c409c848d08" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitiesCurrent_205f38ea-8abf-49f8-8ca0-bffe7c2c3ef0" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DerivativeLiabilitiesCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosure_f9392b3c-25cf-48bd-9a62-4c409c848d08" xlink:to="loc_us-gaap_DerivativeLiabilitiesCurrent_205f38ea-8abf-49f8-8ca0-bffe7c2c3ef0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/MARKETABLESECURITIESAmortizedCostsUnrealizedGainandLossDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#MARKETABLESECURITIESAmortizedCostsUnrealizedGainandLossDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/MARKETABLESECURITIESAmortizedCostsUnrealizedGainandLossDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_9b540fa7-71ed-475f-981d-f733862d8fe8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_f3e49cda-362f-4e90-9194-1b26ee5c3f47" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_9b540fa7-71ed-475f-981d-f733862d8fe8" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_f3e49cda-362f-4e90-9194-1b26ee5c3f47" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_421fa1a7-0ae7-4b75-bae0-65f36b84e5bd" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_9b540fa7-71ed-475f-981d-f733862d8fe8" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_421fa1a7-0ae7-4b75-bae0-65f36b84e5bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_748373c5-f4f5-48af-9cc7-8cb58f6c4c23" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent_9b540fa7-71ed-475f-981d-f733862d8fe8" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecuritiesCurrent_748373c5-f4f5-48af-9cc7-8cb58f6c4c23" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/MARKETABLESECURITIESGrossUnrealizedLossandFairValuesDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#MARKETABLESECURITIESGrossUnrealizedLossandFairValuesDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/MARKETABLESECURITIESGrossUnrealizedLossandFairValuesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_fa9bd47d-b0f8-4722-97eb-00f6cd481f77" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_31b0b975-f365-44d3-bf70-56a40ec50215" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_fa9bd47d-b0f8-4722-97eb-00f6cd481f77" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_31b0b975-f365-44d3-bf70-56a40ec50215" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_4ef88221-84b8-4b74-85ed-b1dd7559dbfe" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_fa9bd47d-b0f8-4722-97eb-00f6cd481f77" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_4ef88221-84b8-4b74-85ed-b1dd7559dbfe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_7806425b-ad49-42ee-ab8c-225ea18d3494" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_58260fe4-1520-44d9-a351-6db5d75224ae" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_7806425b-ad49-42ee-ab8c-225ea18d3494" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_58260fe4-1520-44d9-a351-6db5d75224ae" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6e884d37-b5b1-44a9-8487-ecf83f7a296f" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_7806425b-ad49-42ee-ab8c-225ea18d3494" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_6e884d37-b5b1-44a9-8487-ecf83f7a296f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/MARKETABLESECURITIESContractualMaturityDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#MARKETABLESECURITIESContractualMaturityDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/MARKETABLESECURITIESContractualMaturityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_a85065a2-51b2-4f0d-8f8f-92fe5c62ac2d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_ac11d63e-9314-432c-a156-6df654f0b9d4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_a85065a2-51b2-4f0d-8f8f-92fe5c62ac2d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_ac11d63e-9314-432c-a156-6df654f0b9d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_2a413361-c287-4bd9-83fa-5699296fb688" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_a85065a2-51b2-4f0d-8f8f-92fe5c62ac2d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_2a413361-c287-4bd9-83fa-5699296fb688" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_497e22ad-2f08-429c-b10e-116c24107a07" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_d41fb71b-6217-4041-8558-58d37a5f0c2d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_497e22ad-2f08-429c-b10e-116c24107a07" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_d41fb71b-6217-4041-8558-58d37a5f0c2d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_90e738d6-189d-481d-84e1-17f83f7ce32a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_497e22ad-2f08-429c-b10e-116c24107a07" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_90e738d6-189d-481d-84e1-17f83f7ce32a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/LOANSHELDFORINVESTMENTNETLoanHeldforInvestmentDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#LOANSHELDFORINVESTMENTNETLoanHeldforInvestmentDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/LOANSHELDFORINVESTMENTNETLoanHeldforInvestmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_1aef8348-05be-4367-9c2f-23b85c592853" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_cfc934fd-3488-4578-a7cf-e5352e1569ec" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_1aef8348-05be-4367-9c2f-23b85c592853" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_cfc934fd-3488-4578-a7cf-e5352e1569ec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_6ad36b87-553e-4f30-bc83-4533d4d22096" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_1aef8348-05be-4367-9c2f-23b85c592853" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_6ad36b87-553e-4f30-bc83-4533d4d22096" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/PROPERTYEQUIPMENTANDSOFTWARENETScheduleofpropertyequipmentandsoftwarenetDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#PROPERTYEQUIPMENTANDSOFTWARENETScheduleofpropertyequipmentandsoftwarenetDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/PROPERTYEQUIPMENTANDSOFTWARENETScheduleofpropertyequipmentandsoftwarenetDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_515d6dbe-b911-4d74-8210-13a6bbc9f948" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_5df0e8ec-7aeb-4af6-8d34-970924171d68" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_515d6dbe-b911-4d74-8210-13a6bbc9f948" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_5df0e8ec-7aeb-4af6-8d34-970924171d68" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_802abf92-4d91-4bf8-af13-f07d2485a760" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_515d6dbe-b911-4d74-8210-13a6bbc9f948" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_802abf92-4d91-4bf8-af13-f07d2485a760" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofOtherAssetsDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofOtherAssetsDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofOtherAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_dca92500-b00a-4df5-b6fb-fa96a39bec90" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_dd449c81-0d51-4dca-9645-221a03ec6d8d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets_dca92500-b00a-4df5-b6fb-fa96a39bec90" xlink:to="loc_us-gaap_Goodwill_dd449c81-0d51-4dca-9645-221a03ec6d8d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_82ef5d90-d88b-4127-891f-3885c81f4fcb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssets_dca92500-b00a-4df5-b6fb-fa96a39bec90" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_82ef5d90-d88b-4127-891f-3885c81f4fcb" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofAccruedandOtherCurrentLiabilitiesDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofAccruedandOtherCurrentLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofAccruedandOtherCurrentLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e881a2b9-9907-40e2-b643-ced824991cb7" xlink:href="chym-20250930.xsd#chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesCurrent_0a0e68a5-959a-4b69-bec2-230d07b91335" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccruedLiabilitiesCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e881a2b9-9907-40e2-b643-ced824991cb7" xlink:to="loc_us-gaap_AccruedLiabilitiesCurrent_0a0e68a5-959a-4b69-bec2-230d07b91335" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedBonusesCurrent_9535ed26-723d-4b95-b85a-d34aceba277d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AccruedBonusesCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e881a2b9-9907-40e2-b643-ced824991cb7" xlink:to="loc_us-gaap_AccruedBonusesCurrent_9535ed26-723d-4b95-b85a-d34aceba277d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiabilityCurrent_96a790f5-1188-47d2-8d53-41a2df3b22b5" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseLiabilityCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e881a2b9-9907-40e2-b643-ced824991cb7" xlink:to="loc_us-gaap_OperatingLeaseLiabilityCurrent_96a790f5-1188-47d2-8d53-41a2df3b22b5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyAccrualCarryingValueCurrent_11bd15fe-152d-40b3-999c-54358c7bda1a" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LossContingencyAccrualCarryingValueCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e881a2b9-9907-40e2-b643-ced824991cb7" xlink:to="loc_us-gaap_LossContingencyAccrualCarryingValueCurrent_11bd15fe-152d-40b3-999c-54358c7bda1a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_NetworkIncentiveObligationCurrent_1716cf96-d7c5-4c56-8e5c-551e78bc0f3d" xlink:href="chym-20250930.xsd#chym_NetworkIncentiveObligationCurrent"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e881a2b9-9907-40e2-b643-ced824991cb7" xlink:to="loc_chym_NetworkIncentiveObligationCurrent_1716cf96-d7c5-4c56-8e5c-551e78bc0f3d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAccruedLiabilitiesCurrent_ff787455-7712-4784-b9db-3632c58468a1" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherAccruedLiabilitiesCurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_chym_AccruedLiabilitiesAndOtherLiabilitiesCurrent_e881a2b9-9907-40e2-b643-ced824991cb7" xlink:to="loc_us-gaap_OtherAccruedLiabilitiesCurrent_ff787455-7712-4784-b9db-3632c58468a1" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofOtherNonCurrentLiabilitiesDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofOtherNonCurrentLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/SIGNIFICANTBALANCESHEETCOMPONENTSScheduleofOtherNonCurrentLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_bd854dad-7bb9-4acc-80c3-4b0263705c88" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_chym_NetworkIncentiveObligationNoncurrent_3ff07a96-0485-4a8f-9141-38c3439839ea" xlink:href="chym-20250930.xsd#chym_NetworkIncentiveObligationNoncurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilitiesNoncurrent_bd854dad-7bb9-4acc-80c3-4b0263705c88" xlink:to="loc_chym_NetworkIncentiveObligationNoncurrent_3ff07a96-0485-4a8f-9141-38c3439839ea" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherSundryLiabilitiesNoncurrent_43338538-4202-417d-8ecb-68a450b4e1f9" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OtherSundryLiabilitiesNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherLiabilitiesNoncurrent_bd854dad-7bb9-4acc-80c3-4b0263705c88" xlink:to="loc_us-gaap_OtherSundryLiabilitiesNoncurrent_43338538-4202-417d-8ecb-68a450b4e1f9" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/NETLOSSPERSHAREScheduleofBasicandDilutedNetLossPerShareDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#NETLOSSPERSHAREScheduleofBasicandDilutedNetLossPerShareDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/NETLOSSPERSHAREScheduleofBasicandDilutedNetLossPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_86b79171-0774-47cb-883d-c60a58cc1d1b" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_c1a2efce-0c0a-4f24-a669-7ae517175850" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_86b79171-0774-47cb-883d-c60a58cc1d1b" xlink:to="loc_us-gaap_NetIncomeLoss_c1a2efce-0c0a-4f24-a669-7ae517175850" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/COMMITMENTSANDCONTINGENCIESScheduleofOperatingLeaseCostsDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#COMMITMENTSANDCONTINGENCIESScheduleofOperatingLeaseCostsDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/COMMITMENTSANDCONTINGENCIESScheduleofOperatingLeaseCostsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCost_b29122fa-254f-4836-b9bd-0e7fd8839eeb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LeaseCost"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseCost_39dd2d2d-c1c4-4f31-8768-318b83f49e70" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_b29122fa-254f-4836-b9bd-0e7fd8839eeb" xlink:to="loc_us-gaap_OperatingLeaseCost_39dd2d2d-c1c4-4f31-8768-318b83f49e70" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableLeaseCost_b3055395-32a2-4bfc-9120-6529c94838ce" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_VariableLeaseCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_b29122fa-254f-4836-b9bd-0e7fd8839eeb" xlink:to="loc_us-gaap_VariableLeaseCost_b3055395-32a2-4bfc-9120-6529c94838ce" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermLeaseCost_e8fbd467-7235-469f-8eb4-9d586cbd51e4" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_ShortTermLeaseCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_b29122fa-254f-4836-b9bd-0e7fd8839eeb" xlink:to="loc_us-gaap_ShortTermLeaseCost_e8fbd467-7235-469f-8eb4-9d586cbd51e4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubleaseIncome_8ae5d869-4abe-4be6-acc8-f5c6f07b8507" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_SubleaseIncome"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_b29122fa-254f-4836-b9bd-0e7fd8839eeb" xlink:to="loc_us-gaap_SubleaseIncome_8ae5d869-4abe-4be6-acc8-f5c6f07b8507" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/COMMITMENTSANDCONTINGENCIESScheduleofFutureMinimumLeasePaymentsUnderNoncancelableOperatingLeasesDetails" xlink:type="simple" xlink:href="chym-20250930.xsd#COMMITMENTSANDCONTINGENCIESScheduleofFutureMinimumLeasePaymentsUnderNoncancelableOperatingLeasesDetails"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/COMMITMENTSANDCONTINGENCIESScheduleofFutureMinimumLeasePaymentsUnderNoncancelableOperatingLeasesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_a73ac507-4618-4c39-a24e-e9157aaaaed8" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_a73ac507-4618-4c39-a24e-e9157aaaaed8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_3882c684-2bdd-4a34-bfc0-b96e38cec9a7" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_3882c684-2bdd-4a34-bfc0-b96e38cec9a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_63a823d0-510f-4501-9fc7-187065f73679" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_63a823d0-510f-4501-9fc7-187065f73679" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_07a6ea58-430e-4e79-975b-07b96707da92" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_07a6ea58-430e-4e79-975b-07b96707da92" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_779f18df-a9b5-40f5-bfa8-6d9f4659d419" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_779f18df-a9b5-40f5-bfa8-6d9f4659d419" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_14cfc843-c83d-415b-9789-5f379a738f1d" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive_14cfc843-c83d-415b-9789-5f379a738f1d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_b1fc7b61-2233-41d5-8b9e-12ec513403eb" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_1214f5ff-6c68-43b1-bebb-8da944d88f09" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_b1fc7b61-2233-41d5-8b9e-12ec513403eb" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.chime.com/role/COMMITMENTSANDCONTINGENCIESScheduleofFutureMinimumLeasePaymentsUnderNoncancelableOperatingLeasesDetails_1" xlink:type="simple" xlink:href="chym-20250930.xsd#COMMITMENTSANDCONTINGENCIESScheduleofFutureMinimumLeasePaymentsUnderNoncancelableOperatingLeasesDetails_1"/>
  <link:calculationLink xlink:role="http://www.chime.com/role/COMMITMENTSANDCONTINGENCIESScheduleofFutureMinimumLeasePaymentsUnderNoncancelableOperatingLeasesDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_08b71533-82ec-4eba-a9fc-5da10d67260c" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_8bf039c1-f5c2-4b11-8f6e-d339ec8d82bc" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_08b71533-82ec-4eba-a9fc-5da10d67260c" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_8bf039c1-f5c2-4b11-8f6e-d339ec8d82bc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_7aacf2b3-94a3-4bd0-aadd-5e2c13b0c5ef" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_08b71533-82ec-4eba-a9fc-5da10d67260c" xlink:to="loc_us-gaap_OperatingLeaseLiability_7aacf2b3-94a3-4bd0-aadd-5e2c13b0c5ef" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
